It’s the first and it’s payday; well at least for many of us. But what are the first things you should do with your paycheck? [Read more…]
Many people spend aimlessly without preparing a budget and as a result, they usually come up short of their financial goals.
Trust me, I know. There have been times in my life when I figured I would just “wing it” or spend according to my feelings. But that type of attitude got me nowhere.
It wasn’t until I committed to a budget that I saw changes in my finances. [Read more…]
If Jesus came back today and said to you, “Give me $500 and I will open the gates of heaven to you,” would you be able to receive His blessings? Or, would you have to go to Fast Cash for a payday loan?
Many of us have far too often spend more than we save. From youth, most of us are instructed to do things such as make good grades or avoid the use of drugs, but less often are we taught to budget or use credit cards wisely. The majority of the time, our spending habits are on depreciable items, such as cars, clothing, and jewelry. By no means, am I saying give up on spending on such items, hey we have to look good! But what I am saying is if we can make corporations wealthy, why not make ourselves and our future generations wealthy as well. [Read more…]
Last week, Congress failed to pass a measure that would have prevented interest rates from rising on subsidized Stafford loans that help students pay for college. Since 2008, the interest rate has been lowered incrementally.
However, the rate reduction expired July 1. That means rates have now doubled to 6.8 percent.
Although there were hopes Congress would reach a deal on student loans upon its return after the holiday, an agreement was still not reached on yesterday, thus the increase rate remains. [Read more…]