Most of us have spent beyond our means. Trust me I know! During my college years, I owned all the latest designer fashions. Well, shall I say borrowed because I didn’t really own anything, but Discover card did!
Even when I purchased a designer item on sale, the fact of the matter is, I often paid 3 or 4 times more than the cost after accounting for the interest. And the sad reality is, although my designer bags were trendy, they were lonely, because I didn’t have any cash to place into them! [Read more…]