Hey! Remember, there’s life after Christmas – also bills, car notes and mortgages! So, if you didn’t get a chance to set something aside to purchase Christmas gifts, it may not be a good idea to rob Peter to pay Claus this Christmas.
As Christmas draws near, many of us will spend money that we don’t have to purchase gifts beyond our means. According to a Gallup poll, Americans believe they will spend an average of $781 for Christmas gifts alone. For most of us, that is equivalent to a mortgage payment. Before making your list and checking it twice, there are some things you should consider, so this Christmas doesn’t cause a financial setback. [Read more…]