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I had a great time sharing the B.A.D.G.E. on the news and also even more excited about partnering with the library January 23rd to teach a financial healing class! While the class is free, there are only a few spots left!
As you travel your financial journey and have to make difficult financial decisions, you have to be certain you are wearing the B.A.D.G.E. of God! [Read more…]
Hey, listen! Making it rain doesn’t necessarily have to be in the club! It could be at Macy’s One Day Sale, impressing your friends, or simply spending money that should have been set aside for bills.
One of my favorite passages in the Bible reminds us to consider our ways! Haggai 1:6-7 reminds us that although we make a lot, we are unable to keep any of it.
So, if in 2014 you found yourself “making it rain” in all the wrong places, here are a few tips to get a handle on your finances for 2015. [Read more…]
Ok, you can see it in your dreams, the money you will make, becoming your own boss and more importantly, creating your future dynasty. Your new business is finally closer to reality… and you can finally obtain the financial future you so desperately desire.
But wait, hold up! Are you really financially ready to venture out on your own?
Starting your own business requires a financial commitment. It also requires an additional commitment to get your personal financial house in order. Whether you are starting a “gig” on the side or stepping out on faith, here are few tips to ensure a smooth financial transition.
#1 Get Your Personal Finances Right
Begin by creating a solid financial system for your personal finances. Whether it is a notebook, spreadsheet app, or using Kemberley.com’s BADGE system, you must put a financial system in place. Keep it as simple as possible, remember, it doesn’t have to be fancy, but just useful. Take time to keep a record of current bills, due dates, and bank balances. Establishing a personal financial system for yourself will in turn help you establish a financial system for your business.
#2 Your Personal Credit is Key to Your Business
When you start a business venture, most often creditors will determine whether you, yourself, are creditworthy prior to extending credit to your start-up. Terry Jackson, a loan officer, has provided credit to new businesses for several years. “I often find many start-ups do not realize the importance of their own personal credit. A good credit score would not only benefit an entrepreneur personally, but can provide an entrepreneur funds required in order to finance his or her company’s operations,” says Jackson.
Remember, the golden rule – do unto others, as you would have them do unto you! If you owe someone from your past, now is a good time to make it good. It is unfair to expect others to pay for your services or goods and you still have outstanding debt lingering from your past. Take a moment, pick up the phone and make payment arrangements to satisfy outstanding debt you may owe a friend, creditor, or company. This, in turn, would provide you a peace of mind as you move forward with your business.
Remember, Your Choice, Your Future!