Don’t rob Peter to pay Claus this Christmas!

Hey remember, there is life after Christmas – also bills and other obligations.  So if you did not get a chance this year to set something aside to purchase Christmas gifts, it may not be a good idea to rob Peter to pay Claus!

Can I Borrow Twenty Dollars? – The Golden Rules of Loaning Money!

You received the phone call everyone dreads – and you know why the caller is calling you. You answer the phone with a gloomy voice – “Hello.”

In your mind, you know what is coming next . . .

“Can I borrow twenty dollars?”

So what do you do? There are certain rules you must follow before lending your hard earned cash. [Read more…]

Broke ’til Payday? Avoid Living Paycheck to Paycheck!

We all heard it before, catch me on payday! Those infamous words from family members, friends and even ourselves are often uttered as it relates to unexpected expenses that arise between paychecks. Let the truth be told, if we lost our job today many of us would be out of luck. [Read more…]