Here are a few tips to find $100 in your budget this week! [Read more…]
It is back to school time. And for many parents one of the biggest challenges is to provide great food options for their kids at a great cost. According to the School Nutrition Association, the average family with two kids may spend up to $100 per month on school prepared lunches. Therefore, for many families this can be significant on their budget. [Read more…]
Your loved one has passed away. If your loved one is like most Americans, you may be left in the dark about his or her final wishes. In addition to the many emotions you are feeling, you have yet another burden–paying for the funeral, a cost that continues to rise in America. Once all funeral-related costs are factored in, the typical traditional funeral service will cost the average family $8,000 – $10,000.
So, what do you do? It may be a good idea to start by speaking with your loved one’s close friends, family members and professional acquaintances. These conversations could uncover whether a life insurance policy is in place, a will exists or if funeral arrangements were funded prior to their departure. [Read more…]
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On August 29, 2005, who knew an evacuation order would be the last time I would see New Orleans as I knew it. A “hurricane trip” as I referred to it happened frequently, so why would this time be anything different? My “hurricane trips” would usually turn out to be short vacations and time off from work. So, to be honest, I actually looked forward to it! But this time would be different. Hurricane Katrina destroyed my home, my personal belongings and left me homeless. More importantly, I was now faced with many financial uncertainties. [Read more…]
Hey, listen! Making it rain doesn’t necessarily have to be in the club! It could be at Macy’s One Day Sale, impressing your friends, or simply spending money that should have been set aside for bills.
One of my favorite passages in the Bible reminds us to consider our ways! Haggai 1:6-7 reminds us that although we make a lot, we are unable to keep any of it.
So, if in 2014 you found yourself “making it rain” in all the wrong places, here are a few tips to get a handle on your finances for 2015. [Read more…]