Here are 21 ways you can save:
- Shop around for lower insurance costs
- Make a shopping list before grocery shopping and seek out deals beforehand
- Limit or eliminate your use of credit cards and other debts
- Eat most meals at home
- Create an eating out budget if you frequently dine out
- Reduce or eliminate services such as premium channels and cell phone features
- Look for local restaurants that offer great food for a fraction of the cost
- Consider using employer spending accounts for dependent and medical expenses
- Seek steals and deals through coupons, internet deals, and discounted gift cards.
- Contact creditors to determine whether interest rates could be reduced
- Determine how to reduce your electricity bill
- Limit impulse shopping
- Limit unnecessary travel to reduce gas costs
- Only purchase what you can afford
- Delete one expense and treat yourself as a bill
- Consider do it yourself projects around your home
- Place a limit on entertainment and discretionary costs
- Review expenses to see what has drained your wallet and do reduce your costs
- Avoid late fees by getting into the habit of paying your bills on time
- Discuss your budget with your family members and get them on board
- Consider saving the extra money from these tips to build an emergency fund
Kemberley Washington is a certified public accountant and writes a blog at Kemberley.com. Check out her book, The Ten Commandments to a Financial Healing or her financial planner on Amazon.com!
8 thoughts on “21 Ways to Save”
Pingback: Have time today? Do a financial checkup! – Kemberley.com
I have trouble saving money it seems when I put money aside for saving I end up needing it for something I need help
Thank you Kemberley for your awesome guidance and diligence to put God first in your finances so you can share and be an inspiration to others. I just found your bible study and plan to continue to read and playfully meditate on what God is teaching me through you about my finances.
God Bless You!
Pingback: What the government shutdown is teaching us all: save more
Pingback: Want to save $2,000 this year? Here are three ways to save on a tight budget! - Kemberley.com
Pingback: 5 Saving hacks that can help you save hundreds! - Kemberley.com
These were some great tips!! Will write out my plan and make it plain
yes, this works great!