Financial moves to make before 2020 As we approach the end of the year, this is a good time to consider a few good money moves that will make a difference in your finances. 1. Check Your Tax Withholdings Take a few moments and utilize a tax calculator to estimate your expected taxes for the year.  With the changes to the tax code, individuals may be in for a surprise.   The Internal Revenue Service (IRS) has a

College is a great thing. But it isn’t for everyone.  If you are seeking alternative ways to pursue job opportunities without a traditional 4 year degree, here are a listing of jobs that can help you on your path. Dental Hygienist  A dental hygienist is a healthcare professional who work along side of dentists to care for patients.  According to the Bureau of Labor Statistics, the median pay is $74k annually.  Dental hygienist usually hold

A financial checklist First, it is a good idea to make a listing of all relevant financial information.  This includes the following: Bank and credit card accounts Beneficiaries Listing of insurances (property, home, and health) Important passwords Mortgage information Financial accounts Check out my listing here! A monthly budget sheet Next, have your monthly budget somewhere you can access easily.  This should provide a snapshot of incoming income items and expenses. List out important due

Giving Tuesday is right around the corner.  On December 3, many will do good in their community or worldwide, as they give to charity organizations across the nation.  If you expect to share the love, here are a few ways to take tax advantage of Giving Tuesday.  First, what is Giving Tuesday? Giving Tuesday was founded in 2012 to inspire others to do good.  In the past seven years, it has grown into a worldwide

One way to create generational wealth is through the purchasing of a home.  Here are four ways homeownership helps:   #1 Appreciation over time Purchasing the right home can increase its value over time.  According to Urban Institute – values of homes are more likely to outperform the stock market during longer periods.  In the city of New Orleans for instance, experts determined that property values have increase since pre-Katrina levels.  Throughout the nation, overall