According to a report by Market Sense, 4 out of every 5 Americans have less than a year’s income saved for retirement.  This report also finds that 57 percent of working-age Americans do not have any money in an employer-sponsored retirement plan.   If you are seeking ways to save more for retirement, here are a few ways you can use IRAs to help you on your way!  First, what is an individual retirement account?  An
Click image to view! With only a few days away from Mother’s Day, you may be still trying to get an excellent gift for your mom. Here are a few ideas that won’t break the budget but always aim to please that special mom in your life! For the mother who loves adventure! This past week, I celebrated a great birthday and enjoyed a helicopter ride with Helico! This company is located in New Orleans
If you are seeking ways to pay for college, there may be some free money that may be available to you.   In the 2017-2018 academic year, full-time undergraduate college students received a total of $8,970 in grant aid.  But the way to free money will require some work, take time now to start your research to see what programs may work for you. 529 Plans and TOPS (Louisiana) Here in the state of Louisiana, we have
With Give NOLA Day just around the corner, many people are preparing their finances to give to more than 700 charitable organizations. An event initiated by the Greater New Orleans Foundation, it is one day online giving event. The event is scheduled to take place on May 7 and is a great way to give back. Whether you are participating in GIVENOLA Day or plan to give this year, here are a few things you
Here are a few ways to boost your credit score! #1 Face the facts Order your credit report from annualcreditreport.com. #2 Utilize a credit simulator app to run “what if” scenarios. Check out Capital One’s Credit Wise to determine what steps you need to take to increase your score. #3 Reduce the amount of debt you owe overall A lower debt utilization can help boost your credit score, therefore commit to pay off debt. #4 
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