Your credit score may change 20 points – for the good or bad – this summer!! Fico recently announced this past Thursday expected changes to the credit score as we may know it.  Some individuals may see a shift in their score up to 20 points! Today’s FICO score takes into account one’s payment history, the length of credit history, utilization, credit mix and new credit lines.  Payment history is one of the biggest factors

Book Signing and Morton’s Dinner Giveaway!!!

Posted by Kemberley.com on  January 25, 2020

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Category: Books
Jan. 25th 1PM-3PM at Barnes&Noble 3721 Veterans. Metairie, LA.
Student loans have toppled more than 1.4 trillion dollars in the United States.  Student loan debt represents one of the country’s most significant and widespread of financial burden, according to Experian.com. And while the amount of student loan debt is on the rise, one question many borrowers often ponder is how does it impact credit scores. Student loans can help your credit score  Payment History: While student loans are often looked at as a burden,

Deduct the miles you drive!

Posted by Kemberley Washington on  December 30, 2019

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Category: Uncategorized
Did you know that you are able to take a deduction for mileage traveled?  For 2019, individuals are able to take mileage for the following:  Business owner If you are a small business owner and travel for your business, you may be able to take this as a deduction.  This includes miles traveled for meetings, business errands, bank runs, and other bona fide trips. Keep in mind, you must be a business owner.  In addition,
Senator Rand Paul introduced a bill, the Higher Education Loan Payment and Enhanced Retirement (HELPER) to allow individuals to pay student loans with pretax money.  If this bill passes, it would allow for the following changes to the current law. Tax Issue Current  Proposal Retirement Withdrawals for Education  Distributions from retirement accounts for higher education may be subject to income taxes and early withdrawal penalties (some exceptions apply). Allow individuals to withdraw $5,250 annually from
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