Few of us think of our personal finances as a small enterprise. But just like any business or government agency, we must watch our bottom dollar. How do you run your personal financial house? Do you raise the debt ceiling to meet needs? Or do you operate on a budget and save for rainy days? Whatever method you use to operate your personal finances, you must run things like a small business. Get organized Do
We hear it all the time… we must spend within our budgets. But what does that really mean?  Many people spend aimlessly without preparing a budget and as a result, they usually come up short in their financial goals.  Trust me, I know.  There have been many times in my life, I figured I would just “wing it” or spend according to my feelings.  But that type of attitude got me nowhere.  It wasn’t until
Throughout the day, we are presented with many opportunities to spend our money. Whether it is the promotion at the grocery store, the supersize requests at fast food restaurants or simply your family and friends enticing you to spend, there will always be something. It is ironic with so many opportunities to spend there are few options to save. So what can you do to stay committed to your saving goals in a world that
Ok, you can see it in your dreams, the money you will make, becoming your own boss and more importantly, creating your future dynasty.  Your new business is finally closer to reality… and you can finally tell your boss to kiss your future! But wait, hold up!  Are you really financially ready to venture out on your own? Starting your own business requires a financial commitment. It also requires an additional commitment to get your
So what should you do if the IRS comes knocking?  Check out my live interview with Fox Channel 8!  I provide helpful audit tax tips to help you beat your next tax audit. Click Here for Fox Channel 8 featuring Kem Washington – IRS Audit Help Tips!
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