Everyone wants the American dream and purchasing a home is a great way to achieve it. One sure way to build wealth for generations to come is to become a homeowner. But if you are not careful, just as building wealth can be achieved through homeownership so is destroying it as well. Know what you can afford If you are in the market to purchase a home, chances are, your loan officer may approve you
  We hear it all the time: save, save and save! But that is tough when bills are due, unexpected expenses come your way and taxes seem to reduce your earnings to nothing. Nevertheless, you must find a way to save. Whether you earn $20,000 or $200,000, here are five ways to save on a tight budget. Start a savings habit I don’t care if it is $5 per month or $500, get into the
Few of us think of our personal finances as a small enterprise. But just like any business or government agency, we must watch our bottom dollar. How do you run your personal financial house? Do you raise the debt ceiling to meet needs? Or do you operate on a budget and save for rainy days? Whatever method you use to operate your personal finances, you must run things like a small business. Get organized Do
We hear it all the time… we must spend within our budgets. But what does that really mean?  Many people spend aimlessly without preparing a budget and as a result, they usually come up short in their financial goals.  Trust me, I know.  There have been many times in my life, I figured I would just “wing it” or spend according to my feelings.  But that type of attitude got me nowhere.  It wasn’t until
Throughout the day, we are presented with many opportunities to spend our money. Whether it is the promotion at the grocery store, the supersize requests at fast food restaurants or simply your family and friends enticing you to spend, there will always be something. It is ironic with so many opportunities to spend there are few options to save. So what can you do to stay committed to your saving goals in a world that
Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text.