Want to be a millionaire? Take care of a $1,000 first!

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Throughout life, God will bless you with an infinite amount of resources.  You will be blessed with only so much time, assets and talents.  With each blessing God has given you, He expects you to be a good steward of what He has blessed you with.

Faithfulness creates fruitfulness

How can you ask God to bless you with millions if you can’t take care of a thousand? Real financial healing takes place when you learn how to take care of the little that God has blessed you with already.  Think about it, how can you desire a 3,000 square foot home, but fail to take care of your small apartment? If you want to really see blessings in your life, you have to learn to take care of small matters first!

Learn to live off less

Take time to commit to live off less than what you earn. No matter if you are earning $20,000 or $200,000, if you are not careful about your spending habits, then you may find yourself having more month than money. After creating and reviewing your budget, look for creative ways to live off less of your earned income.

Consider your savings off limits

From day to day, you will be faced with making decisions whether you should save or spend.  Because of this, you have to really stay committed to your budget and more importantly consider your savings off limits. Of course, there may be times when you have to dip into your savings, but consider your savings off limits unless there is a dire need.

Remember, you never know where this life may take you. Saving consistently will help you weather adverse financial events that may come your way.

Remember: your choice, your future!

Kemberley Washington is a professor at Dillard University and a certified public accountant (CPA).  She writes a personal finance blog at kemberley.com. Follow her Twitter or connect with her on FaceBook.

 

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